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Unlocking Instant Payments | Cornerstone and Matera Whitepaper
Whitepaper

QR Codes: Unlocking Instant Payments

qr-codes-unlocking-instant-payments

With the launch of FedNow and rapid RTP adoption, U.S. banks have the infrastructure for faster payments—but not yet the user experience to match. Payment QR codes bridge that gap, offering a secure, standardized, and familiar way for consumers and businesses to initiate instant payments directly from their banking apps.

In this exclusive Cornerstone Advisors white paper, discover how QR codes will accelerate adoption of FedNow and RTP, transforming instant payments from a back-end innovation into an everyday reality for consumers, merchants, and financial institutions.

What You’ll Learn:

  • How payment QR codes make instant payments simple, secure, and scalable
  • Use cases driving adoption, from bill pay and eCommerce to in-store transactions
  • The role of U.S. standardization through X9 and ISO in enabling interoperability

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